For the relays, good practice is to split left and right for both side and main beams. Thats 4 straight away, and really a safety must so that you don't lose all your lights with the blow of 1 fuse.
The multiple fuse boxes are mainly because the ones easily available today only have a single imputes for multiple outputs. So if you are wiring permanent live circuits and 2 auxiliaries (1 with is off during cranking), then you are looking at 3 boxes.
Yes it's not as simple, but there are good reasons for it.